Investor Loan
Best for real estate investors seeking financing for rental properties
Get Your Quote“Eric is a very experienced lender with great communication. He's wonderful to work with always meets timelines or beats them. Working with Eric is a pleasure and I recommend utilizing his services.”
Ca Perry
Investor loans are designed to help real estate investors purchase or refinance rental properties, providing the flexibility and financial tools to grow your investment portfolio.
Benefits
- Finance up to 80% of the property value
- Competitive interest rates for investment properties
- Available for single-family or multi-unit properties
- No need for primary residence occupancy
- Flexible qualification requirements for experienced investors
- Fixed and adjustable-rate options
- Build long-term wealth through real estate
- Use projected rental income to help qualification.
Eligibility requirements
- Minimum credit score, typically 620+
- Debt-to-income ratio typically below 50%
- Proof of rental income to support loan payments
- Sufficient cash reserves for property maintenance
- Property must meet lender standards
- Experience in property management is a plus
- Meet lender-specific requirements
Schedule a call
Talk to a mortgage expert today
Get personalized guidance for your mortgage needs. Schedule a call with one of our mortgage experts to discuss your options—no pressure to move forward afterward.
Phone number:
925-788-1644Email address:
team@mymortgageally.comOther loans
Home Advantage 3
Best for first-time homebuyers and repeat homebuyers.
- Down payment as low as 3%
- No mortgage insurance ever
- Below market interest rates
Profit And Loss Only Loan
For business owners who prefer to use profit and loss statements instead of tax returns.
- Business-focused
- Simplified documentation
- Faster qualification
NON-QM Loan
Ideal for those with unique income situations that don't fit traditional lending.
- Flexible documentation
- Credit flexibility
- Tailored solutions
Fixed Seconds
A second mortgage with a fixed rate, great for accessing equity without refinancing.
- Fixed interest rate
- Access equity
- Flexible use
HELOC
A Home Equity Line of Credit gives you flexible access to funds using your home equity.
- Access equity as needed
- Flexible repayment
- Great for renovations
Debt Service Coverage Ratio (DSCR) Investor
For property investors looking to qualify based on rental income.
- Rental income focused
- No personal income verification
- Investment-focused
Asset Utilization
Use your assets to qualify, rather than income.
- Leverage your assets
- No income required
- Flexible terms
W-2 Only
For borrowers using only W-2 income to qualify.
- Simple documentation
- Streamlined approval
- Competitive rates
No Income, No Employment
A flexible option for investors who don't want to verify income or employment.
- Easy qualification
- Investment-friendly
- Quick approvals
Bank Statement
For self-employed individuals who can qualify using bank deposits instead of traditional income verification.
- No tax returns needed
- Flexible requirements
- Competitive terms
Buy before you sell loan
A flexible loan for those who need to buy a new home before selling their current one.
- Bridge the gap
- Less stress
- Short-term financing
Bridge Loan
Buy a new home before your old one sells with this temporary financing.
- Access cash quickly
- Move before selling
- Short-term support
Jumbo Loan
For high-value properties needing larger loans that exceed conforming limits.
- Higher loan limits
- Competitive rates
- Flexible repayment options
VA Loan
Exclusive to veterans, active military members, and their families, providing unbeatable benefits.
- Flexible terms
- Low interest rates
- No surprises
Conventional Loan
A solid option for most homebuyers who have a good credit score and a stable down payment.
- Flexible terms
- Low interest rates
- No surprises
FHA Loan
Perfect for first-time buyers or those with limited down payment savings.
- Low down payments
- Easier qualification
- Competitive rates
Get a quote
Get your personalized quote in just 60 seconds
No hassle, no stress—just a quick way to see your options. Get your mortgage quote with zero obligations and zero impact on your credit score.
Get a quote- Live rates
- No commitment
- No credit pulls