Mortgage Broker in Lafayette, CA | Eric Rotner
Expert Home Financing for Lafayette Residents
Lafayette homes near Lafayette Reservoir and schools like Acalanes High School are in high demand.
Why choose a local broker?
Better strategies in low inventory markets
Faster execution and communication
Tailored loan solutions
Serving Lafayette from our Walnut Creek Office
Located just minutes away via CA-24 East, our office is a quick and easy drive from Lafayette.
Neighborhoods We Serve in Lafayette
Burton Valley: Family-friendly suburban homes
Happy Valley: Large lots and luxury homes
Reliez Valley: Quiet residential living
Downtown Lafayette: Walkable and convenient
Lafayette Coverage Area by Zip Code
94549
Our Location
Ready to Make Your Move in the Lafayette Market?
We’ll help you move fast and make strong offers.
Frequently Asked Questions (FAQs)
Is Lafayette a competitive housing market?
Yes. Lafayette is competitive because inventory is often limited and demand is strong near schools, Downtown Lafayette, Burton Valley, and Happy Valley.
Do you help with higher-priced homes in Lafayette?
Yes. We help buyers finance higher-priced homes with conventional and jumbo loan options, depending on the property and borrower profile.
Can you help me structure a strong offer in Lafayette?
Yes. We help Lafayette buyers prepare a strong pre-approval and clear financing plan so their offer feels more secure to sellers.
How fast can I get pre-approved in Lafayette?
Many buyers can get pre-approved the same day once their income, assets, credit, and loan goals are reviewed.
What loan types are common in Lafayette?
Common Lafayette loan options include conventional loans, jumbo loans, refinance loans, and purchase financing for move-up buyers.
How much down payment is needed in Lafayette?
It depends on the home price and loan type. Higher-priced Lafayette homes often require larger down payments, especially with jumbo financing.
Can I refinance a home in Lafayette?
Yes. We help Lafayette homeowners review refinancing options to lower payments, change loan terms, access equity, or consolidate debt.
Do you work with Lafayette real estate agents?
Yes. We coordinate with local agents so buyers, sellers, and listing agents have confidence in the loan process.
What credit score is required for Lafayette home financing?
Credit score requirements vary by loan program. Conventional loans may start around 620, while jumbo loans often require stronger credit.
How long does closing take in Lafayette?
Many loans can close in about 2 to 3 weeks, depending on appraisal timing, documentation, and underwriting.
Do you help buyers relocating from San Francisco to Lafayette?
Yes. We help Bay Area buyers compare payments, plan down payments, and structure financing when moving from San Francisco or Oakland into Lafayette.
Can you help with jumbo loans in Lafayette?
Yes. Jumbo loans are common in Lafayette, and we help buyers understand income, asset, credit, reserve, and appraisal requirements.