Mortgage Broker in Pleasanton, CA | My Mortgage Ally
Free, no obligation. You speak with Eric Rotner, not a call center.
25+ years
experience
$4B+ loans
funded
NMLS #338424
#173855
Serving the
Tri-Valley
Equal Housing
Opportunity
Home Financing for Pleasanton Residents
My Mortgage Ally knows the Pleasanton market, from the shops and restaurants of Downtown Pleasanton to family neighborhoods near Amador Valley and Foothill High Schools and the gated luxury homes of Ruby Hill. Pleasanton is one of the priciest markets in the Tri-Valley, and many buyers here work in tech and business or own a company, which makes financing more complex than a simple W-2 file.
Pleasanton is a high-price, tight-inventory market, so the question is how to win a higher-priced home and finance it cleanly. My Mortgage Ally gives Pleasanton buyers an edge a single bank cannot. Eric Rotner shops many wholesale lenders for jumbo and non-QM programs, handles self-employed income the right way, and stays your one point of contact from the first call to closing.
How My Mortgage Ally Serves Pleasanton
My Mortgage Ally is based in Walnut Creek and serves Pleasanton buyers across the whole city. Eric Rotner handles the process by phone, email, and secure document upload, so you can get pre-approved and close from home or the office, on your schedule. Pleasanton sits along I-680 and I-580 with two ACE and BART-connected transit options, so an in-person meeting is easy to arrange when it helps.
Our Location
Neighborhoods We Serve in Pleasanton
Downtown Pleasanton: historic homes, condos, and walkable living near Main Street shops and restaurants.
Ruby Hill: the gated luxury community of large estate homes, where jumbo financing is the norm.
Pleasanton Valley and Vintage Hills: established single-family neighborhoods popular with families and move-up buyers.
Pleasanton Heights: hillside homes with views, often in higher price tiers that need jumbo loans.
Mortgage Programs Available in Pleasanton
Jumbo and self-employed loans.
Pleasanton home prices sit well above the standard conforming loan limit, with a median sale price around $1.4 million in early 2026 (Redfin), so most buyers here need a jumbo loan. My Mortgage Ally shops jumbo programs across many lenders and works with self-employed income through bank statement, profit-and-loss-only, and asset utilization loans.
Talk to Eric. This fits Pleasanton because so many buyers own businesses or hold significant assets.
Our Programs
Why Pleasanton Homebuyers Choose My Mortgage Ally
| Feature | My Mortgage Ally (broker) | A typical single bank |
|---|---|---|
| Jumbo options | Programs shopped across many lenders | One jumbo guideline |
| Self-employed income | Bank statement, P&L, asset utilization | Often declined or limited |
| Equity-rich buyers | Asset utilization and cross-collateral options | Rarely offered |
| Who handles your file | Eric Rotner, start to finish | A rotating team or call center |
| Pre-approval speed | Often 1-2 business days | Varies, can be slow |
What this means for you: Pleasanton homes move fast and sell near full list price (Redfin). A broker who shops jumbo lenders and knows self-employed income helps you make a strong offer and avoid the delays that sink deals in a competitive market.
SCHEDULE A CALL
Talk to a mortgage expert today !
My Mortgage Ally helps Pleasanton and Tri-Valley buyers finance higher-priced homes every month.
Free, no obligation, you speak directly with Eric Rotner.
What Pleasanton Clients Say
“Eric is a very experienced lender with great communication. He’s wonderful to work with always meets timelines or beats them. Working with Eric is a pleasure and I recommend utilizing his services.”
Jeremy Jacobson
“I recently had an opportunity to work with Eric. He is very patient and explains every minute details. It was pleasure to work with him.”
Shailesh Gothi
“Highly recommend you work with Eric. He knows his business inside out. I interviewed a number of mortgage brokers and no one came close to his knowledge, expertise, and follow up. He worked hard to find the best solution for my unique situation. Plus he is a great guy and easy to work with. Give him a call.”
Elaine Ferre
Mortgage Questions from Pleasanton Homebuyers
1. Who is a good mortgage broker in Pleasanton, CA?
My Mortgage Ally, led by Eric Rotner (NMLS #338424), is a mortgage broker serving Pleasanton with more than 25 years of experience. Eric shops many lenders for jumbo and self-employed loans, which is why Tri-Valley buyers with higher-priced homes or business income use him instead of a single bank.
2. Do I need a jumbo loan to buy in Pleasanton?
Most Pleasanton buyers do. The median sale price was about $1.4 million in early 2026 (Redfin), which is well above the standard conforming loan limit. My Mortgage Ally shops jumbo programs across many lenders to find flexible terms for higher loan amounts.
3. Can I get a mortgage in Pleasanton if I am self-employed?
Yes. My Mortgage Ally specializes in self-employed financing in Pleasanton, including bank statement, profit-and-loss-only, and asset utilization loans. Eric Rotner helps business owners and equity-rich buyers qualify without standard W-2 paperwork.
4. How much do I need to put down on a Pleasanton home?
My Mortgage Ally offers Pleasanton buyers a range of down payment options, from jumbo programs that allow less than 20% down to low-down-payment conventional and FHA loans. Eric reviews your numbers and the loan type on a free call before you shop.
5. Is My Mortgage Ally licensed to do mortgages in California?
Yes. My Mortgage Ally operates through Cornerstone First Mortgage, LLC (NMLS
#173855), and Eric Rotner is licensed under NMLS#338424. You can confirm both on NMLS Consumer Access at nmlsconsumeraccess.org.6. How fast can Eric pre-approve me for a Pleasanton home?
My Mortgage Ally can often pre-approve qualified buyers within one to two business days once Eric has your documents. Pleasanton homes sell near full list price and move fast (Redfin), so a firm pre-approval makes your offer stronger.
7. Which lenders does My Mortgage Ally work with for Pleasanton jumbo loans?
My Mortgage Ally is a broker with wholesale access to many lenders, rather than one bank’s product set. For Pleasanton jumbo loans, Eric Rotner matches your file to the lender with the best fit and terms, which a single bank cannot do.
8. Can you finance a Ruby Hill or luxury Pleasanton home?
Yes. My Mortgage Ally finances luxury and estate homes in Pleasanton, including Ruby Hill, through jumbo and asset utilization programs. Eric shops lenders that handle large loan amounts and complex income or asset profiles.
9. What is asset utilization and can it help me buy in Pleasanton?
Asset utilization lets My Mortgage Ally qualify you using your savings and investments instead of standard income. It helps equity-rich and retired Pleasanton buyers who have assets but limited W-2 income. Eric can tell you if it fits on a free call.
10. Do I have to visit an office to get a mortgage in Pleasanton?
No. My Mortgage Ally serves Pleasanton remotely by phone, email, and secure upload, so you can get pre-approved and close from home. The Walnut Creek office is a short drive up I-680 if you prefer to meet Eric in person.
Get Your Pleasanton Mortgage Plan in One Call
My Mortgage Ally makes a higher-priced purchase simple. Book a free call with Eric Rotner, get clear answers on jumbo and self-employed options, and walk away with a plan, no pressure.
Pleasanton Coverage by ZIP Code
My Mortgage Ally serves homebuyers across Pleasanton including 94566 and 94588.
My Mortgage Ally is a DBA of Cornerstone First Mortgage, LLC. Eric Rotner, NMLS #338424. Cornerstone First Mortgage, LLC, NMLS #173855. Verify licensing at NMLS Consumer Access (nmlsconsumeraccess.org). Equal Housing Opportunity. Rates and terms are subject to change and subject to credit approval. This is not a commitment to lend. Pre-approval is not a commitment to lend.