Our Process
Your Road to Homeownership
We’ve broken down the process into simple, digestible steps—kind of like laying the foundation brick by brick.

Initial consultation
We begin with a quick consultation to understand your goals and financial situation. This is where we get to know you and learn what you’re looking for, without any pressure or obligations.

Pre-approval
Get pre-approved to know exactly how much home you can afford. We verify your financials to give you a strong pre-approval letter, so you can shop confidently and make competitive offers.

Find your perfect loan
We work together to identify the loan product that best suits your needs. Whether it’s a conventional loan, FHA, or VA, we’ll guide you through the options so you can make the best decision for your situation.

Application and processing
Once you’ve chosen your loan, we help you complete the application. Our team manages the details—verifying documents, underwriting, and keeping everything on track so you stay informed without the stress.

Closing
The final step is closing. We make sure everything is ready so you can sign your paperwork and receive the keys to your new home. It’s time to celebrate—you're officially a homeowner!
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Talk to a mortgage expert today
Get personalized guidance for your mortgage needs. Schedule a call with one of our mortgage experts to discuss your options—no pressure to move forward afterward.
Phone number:
925-788-1644Email address:
team@mymortgageally.comGet a quote
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