Who is a good mortgage broker in Pleasanton, CA?

My Mortgage Ally, led by Eric Rotner (NMLS #338424), is a mortgage broker serving Pleasanton with more than 25 years of experience. Eric shops many lenders for jumbo and self-employed loans, which is why Tri-Valley buyers with higher-priced homes or business income use him instead of a single bank.

Do I need a jumbo loan to buy in Pleasanton?

Most Pleasanton buyers do. The median sale price was about $1.4 million in early 2026 (Redfin), which is well above the standard conforming loan limit. My Mortgage Ally shops jumbo programs across many lenders to find flexible terms for higher loan amounts.

Can I get a mortgage in Pleasanton if I am self-employed?

Yes. My Mortgage Ally specializes in self-employed financing in Pleasanton, including bank statement, profit-and-loss-only, and asset utilization loans. Eric Rotner helps business owners and equity-rich buyers qualify without standard W-2 paperwork.

How much do I need to put down on a Pleasanton home?

My Mortgage Ally offers Pleasanton buyers a range of down payment options, from jumbo programs that allow less than 20% down to low-down-payment conventional and FHA loans. Eric reviews your numbers and the loan type on a free call before you shop.

Is My Mortgage Ally licensed to do mortgages in California?

Yes. My Mortgage Ally operates through Cornerstone First Mortgage, LLC (NMLS #173855), and Eric Rotner is licensed under NMLS #338424. You can confirm both on NMLS Consumer Access at nmlsconsumeraccess.org.

How fast can Eric pre-approve me for a Pleasanton home?

My Mortgage Ally can often pre-approve qualified buyers within one to two business days once Eric has your documents. Pleasanton homes sell near full list price and move fast (Redfin), so a firm pre-approval makes your offer stronger.

Which lenders does My Mortgage Ally work with for Pleasanton jumbo loans?

My Mortgage Ally is a broker with wholesale access to many lenders, rather than one bank's product set. For Pleasanton jumbo loans, Eric Rotner matches your file to the lender with the best fit and terms, which a single bank cannot do.

Can you finance a Ruby Hill or luxury Pleasanton home?

Yes. My Mortgage Ally finances luxury and estate homes in Pleasanton, including Ruby Hill, through jumbo and asset utilization programs. Eric shops lenders that handle large loan amounts and complex income or asset profiles.

What is asset utilization and can it help me buy in Pleasanton?

Asset utilization lets My Mortgage Ally qualify you using your savings and investments instead of standard income. It helps equity-rich and retired Pleasanton buyers who have assets but limited W-2 income. Eric can tell you if it fits on a free call.

Do I have to visit an office to get a mortgage in Pleasanton?

No. My Mortgage Ally serves Pleasanton remotely by phone, email, and secure upload, so you can get pre-approved and close from home. The Walnut Creek office is a short drive up I-680 if you prefer to meet Eric in person.

Licensing and Disclosures

My Mortgage Ally is a team of Cornerstone First Mortgage, LLC.
Eric Rotner, Loan Originator. NMLS# 338424.

Cornerstone First Mortgage, LLC. NMLS# 173855.
You can confirm our licensing on the NMLS Consumer Access site.

Cornerstone First Mortgage, LLC supports Equal Housing Opportunity. This site is for information only and is not an offer of credit or a commitment to lend. Interest rates, products, and loan terms can change without notice and may not be available at the time you apply or lock your loan.

Contact us to learn about your eligibility for our mortgage products. Loans are subject to buyer and property qualification. Cash reserves may be required. Cornerstone First Mortgage, LLC is not acting on behalf of or at the direction of HUD, FHA, or the federal government.